credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
When does a well-off, highly-skilled professional with a strong credit history suddenly become an unacceptable risk for credit card lenders and other financial services companies?
—
David Prosser, Forbes, 11 Mar. 2025
Rent doesn’t show up in your credit history, experts say because landlords don’t usually report payments to credit bureaus as credit card issuers and other lenders do.
—Ana Teresa Solá, CNBC, 2 Mar. 2025
Credit Acceptance Corporation continues to focus on providing financing solutions to automobile dealers, enabling them to sell vehicles to consumers regardless of their credit history.
—Quartz Intelligence Newsroom, Quartz, 12 Feb. 2025
In contrast, if all the items in your credit history belong to you and some are negative (such as a Chapter 13 bankruptcy or late loan payments) these will remain on your file for seven years.
—Bianca Rodriguez Rojas, Sacramento Bee, 26 Feb. 2025
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David Prosser, Forbes, 11 Mar. 2025
Rent doesn’t show up in your credit history, experts say because landlords don’t usually report payments to credit bureaus as credit card issuers and other lenders do.
—Ana Teresa Solá, CNBC, 2 Mar. 2025
Credit Acceptance Corporation continues to focus on providing financing solutions to automobile dealers, enabling them to sell vehicles to consumers regardless of their credit history.
—Quartz Intelligence Newsroom, Quartz, 12 Feb. 2025
In contrast, if all the items in your credit history belong to you and some are negative (such as a Chapter 13 bankruptcy or late loan payments) these will remain on your file for seven years.
—Bianca Rodriguez Rojas, Sacramento Bee, 26 Feb. 2025
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 14 Mar. 2025.
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